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Legal & Taxation

How to Read a MahaRERA Listing Before You Pay a Rupee

Six fields on the MahaRERA portal that tell you more about delivery risk than any brochure — and how to check them yourself in ten minutes.

RealTTech Research Desk6 min read

MahaRERA publishes more than most buyers realise, and it is free to check. Ten minutes on the portal will tell you things no sales executive will volunteer.

Where to look

Go to maharera.maharashtra.gov.in, open Registered Projects, and search by the project name, the promoter, or the registration number. The registration number should be on every advertisement — if it is not, that is itself the answer.

The six fields that matter

1. Proposed date of completion

This is the date the promoter committed to in law, not the one in the brochure. Compare them. If the brochure says 2027 and the RERA filing says 2029, the filing is what you can enforce.

2. Revised completion date

Promoters can apply to extend. Each extension is recorded. A project on its second or third extension is telling you something specific about the promoter's execution.

3. Quarterly progress reports

Filed every quarter: work completed against plan, units booked, money received, money spent. Read the last four. If booked percentage is climbing while construction percentage is flat, money is leaving the project — the single clearest warning sign on the portal.

4. Litigation details

Promoters must disclose pending cases. Look at both the project and the promoter's other registrations. A pattern of consumer complaints across multiple projects is more informative than any single case.

5. Approved building plans and sanctioned FSI

Compare the sanctioned plan against what is being sold to you. Extra floors, a clubhouse or an amenity deck that is marketed but not sanctioned may never be built — and you will have no claim.

6. Encumbrance and title documents

The title report, the search report and any mortgage on the land are uploaded. If the land is mortgaged to a lender, confirm the lender's no-objection will be available at your registration.

Three red flags that should stop a booking

  1. Registration lapsed or expired and not renewed. The promoter cannot legally advertise or sell.
  2. Booked percentage far ahead of construction percentage across consecutive quarters.
  3. Promoter's earlier registrations showing multiple extensions and unresolved complaints.

What we do on top of this

The portal tells you what is filed. It does not tell you whether the filing is accurate. On every project we shortlist we also commission an independent title search, verify the commencement certificate against the sanctioned plan at the corporation, check the promoter's litigation history across all registrations, and physically verify construction stage against the last quarterly report.

You get those documents in your shortlist pack. Ask any consultant for the same — and be cautious if they cannot produce it.

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